30/60/90-Day Plans Compared: Which Is Right for You?
- April 1, 2025
- Posted by: 'FINRA Exam Mastery'
- Category: Finance
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๐ 30/60/90-Day Study Plans Compared: Which Is Right for You?
When preparing for FINRA exams like the SIE, Series 6, Series 7, Series 24, or Series 63/65/66, one of the most important decisions youโll make is choosing a realistic and effective study timeline. Whether you have one month or three, the right plan can make or break your success.
Below is a detailed comparison of 30-day, 60-day, and 90-day study plans, including what type of learner each plan fits best.
๐ Overview: Plan Comparison Table
Plan | Ideal For | Study Time/Day | Practice Exams | Risk Level |
---|---|---|---|---|
30-Day Plan | Full-time students, experienced retakers | 2โ4 hours/day | 3+ | ๐ด High |
60-Day Plan | Working professionals with consistent evenings | 1.5โ2.5 hours/day | 2โ3 | ๐ Moderate |
90-Day Plan | Beginners, career changers, busy schedules | 1โ1.5 hours/day | 2โ3 | ๐ข Lower |
๐ 30-Day Plan โ Fast Track Strategy
Best for:
- Experienced test-takers or those with a strong finance background
- Students preparing full-time or in study boot camps
Pros:
- Finish quickly, get licensed fast
- Keeps momentum and focus sharp
Cons:
- High daily time commitment (2โ4 hours)
- Little room for review or weak-area focus
- Higher stress if unexpected delays occur
Key Focus Areas:
- Condense content review into 2โ3 weeks
- Start practice exams early (by Day 10โ14)
- Use flashcards daily to compress memorization
๐ 60-Day Plan โ Balanced Approach
Best for:
- Full-time employees who can commit 1.5โ2 hours a day
- Test-takers who want time to absorb and apply knowledge
Pros:
- Flexibility to revisit hard topics
- Easier to incorporate practice tests and simulations
- Reduced cognitive overload compared to 30-day plans
Cons:
- Requires consistent discipline to avoid falling behind
- May still feel rushed during final review if not paced well
Key Strategy:
- Break study weeks by topic (Week 1: products, Week 2: markets, etc.)
- Alternate days between learning and practice quizzes
- Simulate 2 exams during Weeks 5โ6
๐ 90-Day Plan โ Deep Learning and Retention
Best for:
- First-time test takers with no finance background
- Career changers balancing work, family, and study
- Anyone prone to burnout or needing spaced repetition
Pros:
- Room for full content absorption and repetition
- Stress buffer for sick days or low-energy weeks
- Ideal for building long-term memory and confidence
Cons:
- Risk of procrastination without structure
- May lose urgency or forget earlier material if not reviewed regularly
Key Strategy:
- Phase 1 (Days 1โ30): Learn the material
- Phase 2 (Days 31โ60): Reinforce and quiz
- Phase 3 (Days 61โ90): Simulate exams and finalize review
๐ Which Plan Should You Choose?
If You Are… | Choose This Plan |
---|---|
Retaking the exam with a high baseline | 30-Day |
Working full-time with evenings free | 60-Day |
Studying part-time with no finance background | 90-Day |
A college student on summer break | 30- or 60-Day |
Learning best through spaced repetition and slower pace | 90-Day |
๐ Final Tip
No matter which plan you choose:
- โ Stick to your schedule
- โ Take at least 2 full-length practice exams
- โ Track weak areas and adjust weekly
- โ Use active recall (quizzing, flashcards, teaching) over passive reading
๐ Explore Full FINRA Study Plans and Simulators by Exam
Choose the right timeline. Follow the right structure. Pass with clarity.