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Series 7 Exam: Module 11 Retirement Plans

Model 11: Retirement Plans covers everything you need to know about retirement planning, from IRAs to corporate pension plans. Master the contribution limits, tax implications, and rollover rules to provide informed advice and excel in your Series 7 Exam. Perfect for those aiming to advance their financial advisory careers.

558,554 students enrolled

What You’ll Learn

  • Understanding Retirement Plan Types:
    Learn about different retirement plans, including traditional IRAs, Roth IRAs, 401(k)s, and Keogh Plans, and their specific benefits.
  • Contribution Limits and Tax Benefits:
    Explore the contribution limits and tax advantages for various retirement accounts to help clients maximize their retirement savings.
  • Distribution Rules and Penalties:
    Understand the rules for withdrawals, including age-related requirements and penalties for early distributions, to provide accurate guidance.
  • Rollovers and Transfers:
    Master the complexities of rolling over and transferring funds between retirement accounts while maintaining tax-deferred status.
  • Nonqualified Retirement Plans:
    Dive into nonqualified retirement plans, such as deferred compensation plans, and understand their role in financial planning.
  • Employee Retirement Income Security Act (ERISA):
    Learn the key provisions of ERISA, ensuring compliance and protection for both employers and employees.
  • Corporate Retirement Plans:
    Examine defined benefit and defined contribution plans, including plan structures, funding, and payout strategies.
  • Tax-Sheltered Annuities (403(b) Plans):
    Understand how 403(b) plans work for non-profit organizations, including eligibility, contributions, and tax benefits.

Series 7 Exam: Module 2 – Debt Securities (Part 3 of 3)


Course Title and Overview

Course Title: Series 7 Exam: Module 2 – Debt Securities (Part 3 of 3)

Brief Overview: In this final part of Module 2, we will cover U.S. Government and Agency Securities, Accrued Interest Calculations, Collateralized Mortgage Obligations (CMOs), and Money Market Securities. This comprehensive chapter will round out your understanding of debt securities, ensuring you are well-prepared for the Series 7 Exam.


Detailed Course Description

Course Objectives:

  • Understand the different types of U.S. government and agency securities.
  • Learn the methods for calculating accrued interest.
  • Gain insights into the various classes and characteristics of Collateralized Mortgage Obligations (CMOs).
  • Master the fundamentals of money market securities and interest rates.
  • Prepare comprehensively for the Series 7 Exam.

Target Audience: Aspiring financial professionals, Series 7 exam candidates, and anyone interested in debt securities.

Prerequisites: Completion of Chapters 1 and 2 or a basic understanding of bond characteristics, pricing, and corporate bonds.


Course Syllabus

Chapter 3: U.S. Government and Agency Securities, Accrued Interest Calculations, CMOs, and Money Market Securities

  1. U.S. Government and Agency Securities:
    • Marketable Government Securities
    • Treasury Bills (T-Bills)
    • Treasury Notes (T-Notes)
    • Treasury Bonds (T-Bonds)
    • Treasury Receipts
    • STRIPS
    • Treasury Inflation Protection Securities (TIPS)
    • Agency Issues
    • Government National Mortgage Association (Ginnie Mae)
    • Federal Home Loan Mortgage Corporation (Freddie Mac)
    • Federal National Mortgage Association (Fannie Mae)
    • Farm Credit System
    • Sallie Mae
  2. Accrued Interest Calculations:
    • Accrued Interest and the Dated Date
    • Corporate and Municipal Bonds
    • Accrued Interest Calculation: 360-Day Year
    • Accrued Interest Calculation: 365-Day Year
  3. Collateralized Mortgage Obligations (CMOs):
    • Classes of CMOs
      • Principal-Only CMOs (POs)
      • Interest-Only CMOs (IOs)
      • Planned Amortization Class CMOs (PACs)
      • Targeted Amortization Class CMOs (TACs)
      • Zero-Tranche CMO (Z-Tranche)
      • Inverse Floater CMO
    • CMO Characteristics
      • Yields
      • Taxation
      • Liquidity
      • Denominations
      • Suitability
    • Collateralized Debt Obligations (CDOs)
  4. Money Market Securities and Interest Rates:
    • The Money Market
    • Money Market Instruments
      • Repurchase Agreements
      • Reverse Repurchase Agreements
      • Banker’s Acceptances
      • Commercial Paper
      • Certificates of Deposit (CDs)
    • Interest Rates
      • Federal Funds Rate
      • Prime Rate
      • Discount Rate
      • Broker Loan Rate
      • Interest Rate Summary
    • Eurodollars and the Foreign Currency Markets
      • Eurodollars
      • Eurobonds and Eurodollar Bonds
      • Interbank Market
      • Exchange Rates
      • Speculating in Foreign Currencies
      • Sovereign Debt

Key Features and Benefits

Key Points:

  • Expert Instruction: Courses by industry veterans with real-world financial experience.
  • Interactive Learning: Engaging video lessons, quizzes, and downloadable resources.
  • Lifetime Access: One-time payment grants unlimited access to all courses.

Benefits:

  • Develop a deep understanding of U.S. government and agency securities.
  • Enhance your preparation for the Series 7 Exam.
  • Gain practical skills for a career in finance.

Learning Materials and Resources

Video Lessons: High-quality video lectures for each topic.

Quizzes and Assessments: Comprehensive quizzes to test your knowledge.

Downloadable Resources: PDFs, worksheets, and slides for offline study.


Enrollment Details

Price: $490 for lifetime access to all courses.

Access: Lifetime access with a one-time payment.

How to Enroll: Click the “Enroll Now” button to start your journey.


Instructor Information

Instructor Bio: Our courses are designed and taught by industry veterans with years of experience in the financial sector, ensuring you receive real-world insights and practical knowledge.

Instructor Photo: [Professional Photo of Instructor]


Student Support

Support Options: Access to forums, email support, live Q&A sessions, and a community group for collaborative learning.


Testimonials and Reviews

Student Testimonials:

  • “The detailed coverage of U.S. government securities and CMOs was exactly what I needed.” – Jane T.
  • “This course made complex topics easy to understand with practical examples.” – Robert L.

Ratings and Reviews: 4.9/5 based on 100 reviews.


Frequently Asked Questions (FAQs)

FAQs Section:

  • Q: What is the duration of the course? A: Each lesson is approximately 3 minutes long, with a total duration of about 3 hours.
  • Q: Is there a certificate upon completion? A: Yes, you will receive a certificate upon completing the course.
  • Q: Can I access the course materials offline? A: Yes, downloadable resources are available for offline study.

Additional Information

Certificates: Receive a certificate upon completion to showcase your achievement.

Updates: Regular updates to course content to reflect the latest industry trends and exam changes.


Join us today and complete your mastery of debt securities. Enhance your knowledge, boost your confidence, and achieve your career goals with FINRA Exam Mastery!

Visit us at finra-exam-mastery.com to enroll now.

What topics are covered in this model? This model covers a range of retirement plans, including IRAs, 401(k)s, Keogh Plans, corporate pensions, and ERISA regulations.
Why is this model important for the Series 7 Exam? Retirement plans are a key part of the Series 7 Exam, essential for understanding how to advise clients on retirement savings.
Who should take this model? This model is ideal for financial professionals and anyone preparing for the Series 7 Exam who wants to understand retirement planning.
Is prior knowledge required? A basic understanding of financial products is recommended, but all critical concepts will be covered in the course material.
What is the benefit of mastering retirement plans? Mastery of retirement plans allows you to provide comprehensive financial advice, critical for career advancement and client satisfaction.
How does this model relate to the Series 7 Exam? This model focuses on topics essential to the Series 7 Exam, ensuring you are well-prepared to answer related questions effectively.

Announcement for Students:

Dear Students,

We are excited to present Model 11: Retirement Plans as part of your Series 7 Exam preparation. This model provides a thorough understanding of various retirement plans, including their unique features, contribution limits, and tax implications. Enhance your knowledge to provide informed retirement planning advice to your clients. Remember, this course is available exclusively to members.

Enroll now and continue your journey to Series 7 Exam success!

Best regards,
Finra Exam Mastery

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